Miscellaneous loans

Get a loan for just about anything

Finance or refinance many types of personal property—from utility trailers to tractors.

Competitive rates and no application fee

mother and daughter hugging on the couch

Today’s rates

APR as low as1 7.50%

Finance many types of personal property with serial numbers, from a trailer to an outboard boat motor.  

  • Get a competitive, affordable rate
  • There are no application or origination fees
  • Apply online, by phone, or in a branch

What you can finance with a miscellaneous loan

You can use a miscellaneous loan to finance or refinance many types of new or used personal property with serial numbers, including:

Acceptable street legal collateral

  • Boat Trailers
  • Enclosed Trailers
  • Flat Bed Trailers
  • Golf Carts (In applicable regions)
  • Medium Duty Trucks

Acceptable non-street legal collateral

  • Backhoes
  • Dune Buggies / Sand Rails
  • Golf Carts (in applicable regions)
  • Outboard Boat Motors
  • Tractors / Skid-Steers

Personal loan calculator

How it works

1

Apply for a loan

Apply online, by phone, or in a branch—whatever’s easiest for you.

Apply now

2

Get a decision

In most cases, we can make a decision on your loan application in under 24 hours.

3

Get your loan

Once approved and funded, you can set up automatic payments from checking or savings.

Miscellaneous loan FAQs

In most cases, we can make a decision on your loan application in under 24 hours.  You will receive an email at the address you used in your application notifying you of the decision or you can check your application status online.

In some cases, we may need to ask you for more details, and then the process takes a little longer.

You’ll need to provide the following information on your loan application: 

  • Name 
  • Social security number 
  • Physical and mailing address 
  • Employment information 
  • Gross monthly income 
  • Date of birth 

In some cases, we may ask for additional information after you submit your application.  

In most cases, we can make a decision on your loan application in under 24 hours.  You will receive an email at the address you used in your application notifying you of the decision or you can check your application status online.

No, you don’t have to be a member to apply, but you do need to become a member if you want to take the loan. But don’t worry—it’s quick and easy to join Global.

When you apply for a loan, we ask if you’re already a Global member. If you’re not, just follow the instructions at the end of the application process to join.

Learn about loans and credit

Older man with husky dog

3 Things to Consider When Consolidating Debt

Interested in debt consolidation? Consider the benefits, options, and alternatives.

When Should I Get a Personal Line of Credit?

Find out when you should tap into this valuable financial tool.

Man discussing finances with female teller

Banks vs. Credit Unions: What’s the Difference?

Earn higher interest, pay lower fees. Here’s what’s good about credit unions.

Always here when you need us

We don’t think exceptional service should be so exceptional. Get in touch with us 24/7/365 from anywhere in the world.

Whether it’s in a branch or over the phone, you’ll talk to a real person.

1Interest rate is dependent upon the credit qualifications of the borrower(s). Rates are subject to change at any time for any reason. See our rates page for full details.

2To qualify for the loan rate discount, apply online for a vehicle loan and on approval of credit, receive a special discounted loan rate.