Payment protection

A variety of plans are available to suit your needs.

LifePlus, Disability, and Involuntary Unemployment – Cost Per $1,000 of the monthly outstanding loan balance is $3.25 for a single borrower or $4.50 for two borrowers.
LifePlus and Disability – Cost per $1,000 of the monthly outstanding loan balance is $2.36 for a single borrower or $4.01 for two borrowers.
Disability – Cost per $1,000 of the monthly outstanding loan balance is $1.57 for a single borrower or $2.71 for two borrowers.
LifePlus – Cost per $1,000 of the monthly outstanding loan balance is $0.79 for a single borrower or $1.35 for two borrowers.

^{Rate and Benefits differ for credit cards.}

LifePlus and Disability – Cost per $1,000 of monthly outstanding balance is $2.84 for up to two cardholders.

LifePlus: May cancel 100% of your loan balance up to $100,000 if you pass away before your 70th birthday or 25% of your loan balance up to $25,000 if you pass away after your 70th birthday, according to the plan terms. It may also cancel your protected loan balance for Accidental Dismemberment and Terminal Illness.

Additionally, LifePlus may also cancel up to 3 payments or $3,000, whichever occurs first, in the event of Hospitalization, Family Medical Leave or Loss of Life of a Non-protected Dependent.

Disability: If you become disabled due to illness or injury, the plan may cancel your payments for up to 24 months or $24,000 beginning on the 31st day of disability.

Involuntary Unemployment^*: If you become unemployed involuntarily, the plan may cancel your payments for up to 6 months or $6,000, whichever occurs first, beginning on the 31st day of unemployment. _{*Not available for Credit Card loans.}

_{Protection varies per qualified event. See a credit union associate for full plan benefits, limitations and exclusions.}

No medical exam is needed to enroll.