Rates

Business & Commercial Loan Rates

Keep your business moving forward with competitive loan rates

Wall Street Journal Prime Rate

Rates as of 10/29/2025

Index	Rate
Wall Street Journal Prime Rate	7.250%

Loan Type	Rate Information
Business Share Secured Loans	Rate is based on the share or certificate rate plus points between 2–4%, depending on the term of the loan.

Loan Type	Rate Information
Business Term Loans Not Secured by Real Estate	Rates on inventory and security loans can be fixed or variable: Fixed rate is based on Wall Street Journal prime rate plus points. Variable rate is based on Wall Street Journal prime rate plus points. Rate on equipment loans can be fixed, variable, or adjustable: Fixed rate is based on the 3-Year or 5-Year US Treasury Securities plus points. Variable rate is based on Wall Street Journal prime rate plus points. Adjustment period is every 3 or 5 years

Loan Type

Rate Information

Business Term Loans Not Secured by Real Estate

Rates on inventory and security loans can be fixed or variable:

Rate on equipment loans can be fixed, variable, or adjustable*:

* Adjustment period is every 3 or 5 years

Loan Type	Rate Information
Commercial Real Estate Loans	Rate can be fixed, variable or adjustable: Fixed and adjustable rate is based on the 3-Year or 5-Year US Treasury Securities. Variable rate is based on Wall Street Journal prime rate plus points. Adjustment period is every 3 or 5 years

Loan Type

Rate Information

Commercial Real Estate Loans

Rate can be fixed, variable or adjustable*:

Fixed and adjustable rate is based on the 3-Year or 5-Year US Treasury Securities.
Variable rate is based on Wall Street Journal prime rate plus points.

* Adjustment period is every 3 or 5 years

Loan Type	Rate Information
Secured Lines of Credit	Rate is floating based on the Wall Street Journal prime rate plus points.
Unsecured Lines of Credit	Rate is floating based on the Wall Street Journal prime rate plus points.