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Rates
Certificate Rates
View rates by minimum balance
Certificate Rates
Rates as of 06/14/2025
| Term* | Minimum Balance | ||||||
|---|---|---|---|---|---|---|---|
| $500 | $2,500 | $10,000 | $25,000 | $50,000 | $100,000 | $250,000 | |
| 1 - 2 Months | |||||||
| Dividend Rates* | .55% | .55% | .55% | .55% | .55% | .55% | .55% |
| APY* | .55% | .55% | .55% | .55% | .55% | .55% | .55% |
| 3 - 5 Months | |||||||
| Dividend Rates* | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% |
| APY* | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% | 1.20% |
| 6 - 8 Months | |||||||
| Dividend Rates* | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% |
| APY* | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% | 2.00% |
| 9 - 11 Months | |||||||
| Dividend Rates* | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% |
| APY* | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% | 2.35% |
| 12 - 17 Months | |||||||
| Dividend Rates* | 3.93% | 3.93% | 3.93% | 3.93% | 3.93% | 3.93% | 3.93% |
| APY* | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% | 4.00% |
| 18 - 23 Months | |||||||
| Dividend Rates* | 4.07% | 4.07% | 4.07% | 4.07% | 4.07% | 4.07% | 4.07% |
| APY* | 4.15% | 4.15% | 4.15% | 4.15% | 4.15% | 4.15% | 4.15% |
| 24 - 35 Months | |||||||
| Dividend Rates* | 2.76% | 2.76% | 2.76% | 2.76% | 2.76% | 2.91% | 3.06% |
| APY* | 2.80% | 2.80% | 2.80% | 2.80% | 2.80% | 2.95% | 3.10% |
| 36 - 47 Months | |||||||
| Dividend Rates* | 2.86% | 2.86% | 2.86% | 2.86% | 2.86% | 3.01% | 3.15% |
| APY* | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 3.05% | 3.20% |
| 48 - 59 Months | |||||||
| Dividend Rates* | 2.86% | 2.86% | 2.86% | 2.86% | 2.86% | 3.01% | 3.15% |
| APY* | 2.90% | 2.90% | 2.90% | 2.90% | 2.90% | 3.05% | 3.20% |
| 60 Months | |||||||
| Dividend Rates* | 2.96% | 2.96% | 2.96% | 2.96% | 2.96% | 3.11% | 3.25% |
| APY* | 3.00% | 3.00% | 3.00% | 3.00% | 3.00% | 3.15% | 3.30% |
See certificate calculator *The disclosed Annual Percentage Yield (APY) is the prospective yield that Global anticipates paying for the applicable dividend period. Once the certificate is issued the APY will remain fixed until maturity. The dividend distribution method you select may affect certificate earnings. There is a penalty for early withdrawal from a certificate or tax-deferred IRA certificate. In the event an early withdrawal lowers the certificate balance below the required minimum, the certificate must be canceled or closed, and the forfeiture amount will be calculated using the full balance of the certificate.
For complete account disclosure information, refer to the Share Account Disclosure Statement or call the Member Service Center at 800-525-9094.
Member accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund. Individual Retirement Accounts are separately insured up to an additional $250,000.
How to open a certificate
You can open a certificate account at any Global branch or online once you become a member.
1
Join the credit union
Becoming a member is quick and easy! Gather a few required documents, and open an account online2
Sign in
Once you're a member, you can add certificate accounts after you sign in to your account online3
Add a Certificate
Go to the Account Profile tab, then select 'Open Certificate' below the tabs and follow the instructions
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